Comments for How To Get A Credit Card After Bankruptcy

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 14:12:04 +0000

Our client Amelia from BC saved a lot of money this month with the help of Cambridge Life Solutions debt negotiation program. We negotiated her $14,850.24 debt down to $4,500 as payment in full! That’s right – we saved her $10,350.24 in? principal not to mention over $15K in potential interest payments as well. More and more clients every day saving thousands on what they owe in principal and interest on their debt. If you need help call today at 877 473 8008.

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 13:20:57 +0000

We just settled our client Ducan’s $8,004.77 debt down to $2,801.40 as payment in full! Yep he only had to pay back $2,80.40 as payment in? full! That’s 65% in savings. Duncan is one of the HUNDREDS of clients we have helped save THOUSANDS in principal and interest on their debt! If you need help with your credit card debt turn to a company that has proven results and testimonials from clients singing their praises. Call Cambridge Life Solutions at 877 473 8008.

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 12:29:08 +0000

Terry from BC knew she need help with her debt so she called Cambridge Life Solutions and joined our debt negotiation program. on April 13, 2012 we let her know we settled her $3,807.50? debt down to $1,333 – that’s 64.99% in principal savings – not to mention we saved her over $4,000 in potential interest payments as well. If you would like to learn more about debt negotiation make the free call today at 877 473 8008. Cambridge Life Solutions is here to help.

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 12:09:10 +0000

Just like Steven above in the testimonial saved thousands so did our client Larry from BC. Larry owed $27,717.91 to 1 creditor spread over 3 separate credit card accounts.Cambridge Life Solutions negotiated the $27,717.91 debt down to $7,000 as payment in full! Yes $7,000 as payment in full. He saved $20,717.91 in principal – that 74.74% in savings. Larry had to pay back less? than 26 cents on every dollar he owed! That’s results Cambridge Life Solutions is achieving for clients call 8774738008

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 11:14:32 +0000

Cambridge Life Solutions has saved clients THOUSANDS but what about TEN’s of THOUSANDS – well? look at this. Our client Thomas owed his creditor $43,922.45. Cambridge Life Solutions negotiated the debt down to $13,000 as payment in full! yes $13,000! That’s $30,922.45 in savings – 70.40%! Our client had to pay back less than 30 cents on every dollar he owed! See our facebook, twitter & tumblr pages for the actual settlement – see it with your own eyes!

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 10:22:13 +0000

Karen from NB saved a lot of money because of Cambridge Life Solutions debt negotiation program. She owed her creditor $16,712.97. A debt that could have taken her over 20 yrs to pay off.? Thankfully she reached out to us for help. We negotiated her $16,712.97 debt down to $6,900 as payment in full on April 16, 2012. See her actual settlement by visiting our tumblr, facebook and twitter page. CLS saved her $9,812.97 in principal, over $17,000 in potential interest – 58.71% in savings!

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 09:26:03 +0000

Colleen from ON saved $7,417.76 because of Cambridge Life Solutions debt negotiation program. She was debt free from her creditor in months! She owed $11,217.76 but Cambridge Life Solutions negotiated the debt down to $3,800 as full and final payment on the debt! We saved her 66.12% on her debt! ? Visit our website and social media pages to see her actual settlement for yourself. If you would like to learn more about debt negotiation give us a call at 877 473 8008 for a free consultation.

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 09:03:48 +0000

Dave saved $11,788.20 because of Cambridge Life Solutions debt negotiation program. He owed $21,927.34 to his creditor which could have taken him over 30 years to pay off.? Instead CLS negotiated his debt from $21,927.34 down to $10,139.14. We saved him 53.76% – another client added to the hundreds we already have who have saved THOUSANDS because of our program! If you need help take a look at our website to learn more about debt negotiation to see if it may or may not be right for you.

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 08:37:56 +0000

Dave saved $11,788.20 because of Cambridge Life Solutions debt negotiation program. He owed $21,927.34 to his creditor which could have taken him over 30 years to pay off. Instead CLS negotiated his debt from $21,927.34 down to $10,139.14. We saved him 53.76% – another client added to the hundreds we? already have who have saved THOUSANDS because of our program! If you need help take a look at our website to learn more about debt negotiation to see if it may or may not be right for you.

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 08:22:55 +0000

Nathan? from BC saved $8,566.97 in PRINCIPAL on his debt. Cambridge Life Solutions negotiated $14,655.97 of his debt down to $6,000 as payment in full. 58.45% in savings! Not to mention we saved him over $15,500 in potential interest as well! More and more proof every day consumers are saving thousands because of Cambridge Life Solutions debt negotiation program.

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 08:10:35 +0000

$10,485.84 in debt negotiated down to $4,000 as full and final payment! That’s the relief our client Lionel received because of our debt negotiation program. He saved 61.85% – meaning he had to pay back less than? 39 cents on every dollar he owed because of Cambridge Life Solutions debt negotiation program. Hundreds of clients have received huge amount of savings ! – Thousands in principal and interest!

Comment on Cambridge Life Solutions Client Testimonial – Steven by TheCamLife

TheCamLife — Fri, 11 May 2012 07:53:03 +0000

$8,866.26 in debt negotiated down to $2,800 as full and final payment. That’s $6,066.26 in principal savings – 68.41%. Mark from SK got this great news on April 27, 2012. He had to pay? back less than 32 cents on every dollar he owed to this creditor because of Cambridge Life Solutions debt negotiation program. He also saved over $9,500 in potential interest as well; that’s the power compounding interest has over your debt. Visit our website to see his actual settlement for yourself.

Comment on Almost three years ago I filed bankruptcy can I get a credit card through a company I filed bankruptcy with? by Calvin C

Calvin C — Mon, 23 Apr 2012 17:01:20 +0000

hmmm NO. Even when the bankruptcy comes off some institutions will never extend you credit again. No one has to give you credit. AMEX is well known for this. You can screw anyone over and not pay them but literally have unlimited credit with AMEX. Screw them for $ 1 you will never have credit with them again. Same with most banks and think about why should they? They already lost money once with you?

Comment on Almost three years ago I filed bankruptcy can I get a credit card through a company I filed bankruptcy with? by bcs_user

bcs_user — Mon, 23 Apr 2012 16:34:09 +0000

Actually, most companies WILL grant new credit after bankruptcy–even if you discharged debt to them–as long as your income and debt situation has improved after the bankruptcy. The only companies that I know of who will automatically refuse to grant new credit if you BK on them are Amex and Discover. I know that Capital One and Citi will extend new credit to people who have discharged debts to them, as I have friends who have done that!

Comment on Almost three years ago I filed bankruptcy can I get a credit card through a company I filed bankruptcy with? by Huntsman

Huntsman — Mon, 23 Apr 2012 16:09:58 +0000

Get a secured card:
Google Citi, Orchard, Discover secured card
Use it wisely – no games of carrying balances
Charge small things each month and pay in full when the bill comes in the mail
Do not carry balances – this brings no benefit and can bring a lot of harm
In a year it could “turn” into a regular card with good usage
Once a credit card – the same rules – pay in full each and ever month

No games that could lead to bankruptcy and ruin your life

Comment on Almost three years ago I filed bankruptcy can I get a credit card through a company I filed bankruptcy with? by Use Your Noodle

Use Your Noodle — Mon, 23 Apr 2012 15:21:03 +0000

It is probably too soon for you to gain credit again with the lender you defaulted on and included in your bankruptcy. No, they would NOT go after you if you apply. The debt you had with them was wiped out.

You could always apply and see what happens, but don’t be surprised if they decline you.

Comment on What happens to secured debt during bankruptcy if you don’t own the items? by psucxs400

psucxs400 — Thu, 15 Mar 2012 19:22:12 +0000

If she purchased the washer and dryer in the last 90 days AND they cost more than $ 550 total, it is a possibility that the credit card company could object to the discharge of that debt only. If the purchase occured more than 90 days ago, chances are you have nothing to worry about. Creditors rarely repossess used items unless they are of considerable value, such as a vehicle or another type of luxury item. If she purchased the w&d less than 90 days ago, she will need to alert her bankruptcy attorney to that fact.

Comment on What happens to secured debt during bankruptcy if you don’t own the items? by JMD

JMD — Thu, 15 Mar 2012 18:23:04 +0000

Clear all your doubts about bankruptcy here at http://bankruptcy-info.we.bs/

Comment on What happens to secured debt during bankruptcy if you don’t own the items? by Holland Bankruptcy

Holland Bankruptcy — Thu, 15 Mar 2012 17:23:28 +0000

The short answer is that you will not lose the washer and dryer. Some stores will take a security interest in goods that are purchased with a store credit card (Best Buy, furniture stores, and some appliance stores come to mind). So, you may be right that the washer and dryer secure the debt. However, in most cases, those stores will not repossess the items. They use the security agreement to try to force the debtor into signing a reaffirmation agreement (agreeing to pay the debt despite the debtor’s bankruptcy). But, they really have no interest in taking possession of used goods. Also, if the debtor no longer has the goods, there is not much they can do.

Comment on What happens to secured debt during bankruptcy if you don’t own the items? by My Take on It

My Take on It — Thu, 15 Mar 2012 16:59:53 +0000

They are not going to come take the washer/dryer away.

Comment on What happens to secured debt during bankruptcy if you don’t own the items? by Carey T

Carey T — Thu, 15 Mar 2012 16:23:26 +0000

Actually it depends on the cardholder agreement. These could be secured. For instance sears is renowned for securing small things bought in their department store.

Good new is that if they are secured she may be able to reaffirm them for very little.

Just check the cardholder agrements.

And for clarification. There does not have to be a lien on a piece of property for it to be secured and the person who borrowed you money does not “own” the property. You own the property contingent on your repayment of debt.

All there has to be is a security agreement and a loan of money.

Comment on What happens to secured debt during bankruptcy if you don’t own the items? by I Love Richard KHC

I Love Richard KHC — Thu, 15 Mar 2012 15:43:52 +0000

How long ago did she buy them for you. If it wasn’t in the last 6 months then they won’t touch anything. If she had spent more than $ 500 on one card within the last 3 months the credit card company can dispute it and she would owe whatever she charged that was $ 500. If she hasn’t then she has no worrries about it. Me and my husband bought an expensive TV last year when we were doing really well. He lost his job and we filed for bankruptcy this month. They aren’t going to take our TV, It is considered exempt property.

Comment on The Kevin Nealon Show – Jerrod Carmichael by Beantuber

Beantuber — Thu, 08 Mar 2012 18:47:15 +0000

This guy? really is genuinely funny!

Comment on The Kevin Nealon Show – Jerrod Carmichael by benjafflolz

benjafflolz — Thu, 08 Mar 2012 18:40:44 +0000

man i’ve watched this guy and his other clips enoughhhh times
still killin it? this guy IS comedy.

peace out and many thanks laughfactory

Comment on The Kevin Nealon Show – Jerrod Carmichael by Fasil777

Fasil777 — Thu, 08 Mar 2012 18:06:29 +0000

this guy is? hilarious lol