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obtaining a loan or credit card with recent bankruptcy?

Hi guys, I have a undisclosed bankruptcy and really bad credit.. But I really need a loan to pay for flight school. the course is $8000. Where would be the best place to get a loan so that I can finance this ?

Are Credit Card Companies glorified Loan Sharks?

They charge any interest rate they want, give credit to anyone, can charge late fees and fees at their discretion, have idiots manning the phones.

Why do the credit card companies continue to get a free pass?
Here is what they do. They send out billions of letters to Americans with the offer of free unsecured credit lines, knowing that there is a chance that the consumer will charge up the line and not pay. Then they swoop in like a lone shark, and start charging points to the point of bankruptcy.

The problem with America’s economy stem from mainly the credit card companies! When a kid just gets out of school, can go to Macy’s and charge $500 on a card not knowing then how to pay, is just one example.

Consolidate Your Credit Card Debt With or Without a Loan

Debt consolidation does not always have to consist on a debt consolidation loan. Some consolidation agencies can achieve good results by negotiating with credit card companies or credit card issuers on your behalf. In any case, the aid of professional debt consolidation agencies is needed in order to get good results and reduce your debt so you can afford payments and avoid bankruptcy.

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Is a home equity loan an ideal way to pay off credit card debt?

Ok, this is unconventional – My mom is disabled. Her home was affected by Katrina. Her home is finally fixed. However, during the past two years, she’s accrued close to $100,000 in credit card bills to pay off some of the repairs since a lot the funds from the insurance and the government were not enough. Additionally, since she is disabled and receives little from the government, she has been unable to pay enough or on time. Her interest has gone up to 25-30% on 4 cards. I have good credit. I own a condo. I want to at least help her by getting a home equity loan (basically a second mortgage) even though I want to get a loan in a couple of years to buy a house. She’s considered bankruptcy with Chapter 13 in order to not jeopardize her home, which she paid off with some of the funds received from Katrina. It seems she has no way out; and I hate to be in this situation from my own financial balance. What can be done? She needs serious help; and I don’t want to jeopardize my credit.

If I put all of my student loan debt on a credit card, could I cancel this out by declaring bankruptcy?

I currently owe $45,000 in student loans and I am having a hard time paying them off. The loans are private (sallie mae) and I am not elligible for consolidating them via federal loans since I am not a US citizen. I was not able to get a visa so I had to leave the US. I live in Europe now.

I understand that declaring bankruptcy would not cancel out the student loans, but I have read that bankruptcy could cancel out credit card debt. I have a good credit score (790), so given some time, with an even higher credit score, I may be able to transfer my loans to a few credit cards.

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Debt Relief Options | Tax Bankruptcy

You can still earn up to fifteen hundred a year beyond that through a variety of different deductions (everything from educational loans to mortgage payments to tax liens and child support), but, if, at the end of the day, after these … Debt settlement firms, on the other hand, endeavor to take a far more adversarial approach to their negotiations with the credit card conglomerates behind your loan balances and, combining the threat of bankruptcy and the promise of … …

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Understanding The Law… Business | Credit Card Bankruptcy Information

Q. I have been living with a man for approximately 20 years and during that time we purchased a house and an extra block of land with borrowed funds. As part of the loan agreement there was a redraw facility and when it became obvious to … If they are not prepared to accept a sensible arrangement then have your lawyer advise you of your rights under the Bankruptcy Act so that the protection afforded there may be available to you without having to be declared bankrupt. … …

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How can I get a loan if I have bad credit and have filed for …

Repairing Your Credit After Bankruptcy Part 1 … bankruptcy has been discharged. Since you’re basically guaranteeing the loan … We filed Chap 7 over 3 years ago … 3 years and have spend over $50000 on my credit cards to get well … …

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Home Mortgage Loans after Bankruptcy – Things to consider before …

re-establish credit. Because of a low credit score following a bankruptcy, some lenders, or credit card companies will be hesitant to approve your loan request. Thus, a secured credit card may be your best option. … …

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My dad is a co-signer and filing for bankruptcy. How will this …

In that case, he may sue you for filing bankruptcy. … the loan, they can come after your mother. But the bankruptcy filing will not affect … car back- is my co-signer … Bankruptcy filings – Why and how to file bankruptcy … WikiAnswers – If a tax debt is owed to the IRS can filing bankruptcy … You may not be able to get a loan to buy a house or a car, get a new credit card, or … If my mom is the co-signer for my car and she is filing for bankruptcy can I have … …

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