OK… My Background Investigator saw that my credit history was not Horrible but it wasn’t good. (I went through a bad divorce.) I’ve passed everything else including my agility test. However, they told me to fix my credit or they would have to disqualify my application due to my credit. NOW… during these tough times plus divorce being a factor what is the possibility that they would over see my credit (cause they can see that I’m working on it too and all my current accounts are in good standing) and allowing me to continue with my process.
BTW- I’m a single Mom of 2 and I am VERY determined to be a Law Enforcement Officer. It’s what I’ve always wanted. It’s in my blood.
Also…
I can’t get a loan to pay it off cause I have poor credit.
I can’t borrow it.
I only owe $10,000, but I just can’t afford to pay in by the deadline.
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I have approx. 40K between 4 credit cards that I had before I was married. These credit cards are in my name only, not my husband’s. I have always paid my debts on time and have never been late until the past few months. I am now past due 30-60 days and now owe late fees and over the limit fees and can’t even afford the minimum payments any longer. I have been basically sticking my head in the sand about my financial situation for almost 2 years and borrowing from Peter to pay Paul.
My husband and I jointly have a home loan with a balance of 92K and a home equity loan with a balance of 30K. Our home is worth about 120K so we have no equity. We are current and have never been late on our mortgage loans. We live in Indiana.
My husband has a car loan in his name only. It is current and have never been paid late.
My husband has 2 credit cards with a balance of 11K. These are current and have never been paid late.
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It ‘veryimportant to build your credit after bankruptcy again. You have to pull your socks and find a way to review the credit card. Do not Get Mad about the past, but to try to recover from your work fall. This can be a long process, … …
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This will gradually give you a good credit history to offset your bounced checks from the past. The credit line on your VISA card probably is not very high. So after about 6 months of charging and paying on time request a credit line increase. They will probably grant it and this will give you more flexibility in your usage of the card because you want to try not to charge over 50% of your credit line. … Categories. Select Category, Bankruptcy & Financial … …
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Getting unsecured credit cards after bankruptcy can quickly become very complicated, but it can become much simpler, too. Your past financial problems will. …
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Unsecured Credit Cards After Bankruptcy | Where Everything Is For …
It ‘veryimportant to build your credit after bankruptcy again. You have to pull your socks and find a way to review the credit card. Do not Get Mad about the past, but to try to recover from your work fall. This can be a long process, … …
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It is veryimportant to establish credit after bankruptcy again. You have to take socks and find a way to review your credit card. Do not care about the past, but we try to work to retrieve his fall. This can be a lengthy process, … …
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Credit card rules have changed in the past few years. It no longer takes away the debt and still makes you repay it. I highly suggest talking to someone knowledgable about the laws in your state pertaining to bankruptcy. … Taking some garbage from your folks from time to time or everyday is better than getting bad credit. I’ll rather get shot than get bad credit! LOL. After you’ve paid for all of your credit cards bills and balance on your house(if you have a balance on … …
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I filed chapter 7 bankruptcy approximately 18 months ago. My credit report in the past 18 months has no negatives – car payment, one credit card and utilities. …
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Mortgage after chapter 7 bankruptcy?
Unfortunately, the requirements of the credit card companies are extremely high and strict, and sometimes it seems that it is impossible to meet them. Some people experience rejection after rejection and have no idea what to do about it. … by some late payments you had in the past, or debts, or bankruptcy. Credit score needs time for improvement, but if you are inquisitive and search for the right ways, you will find a good method of improving your credit score. … …
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